Built for owners who are tired of guessing.
This is for you if any of this sounds familiar:
- Your books are behind, messy, or only touched around tax time.
- You’re still doing bookkeeping yourself, or relying on a spouse, friend, or CPA end-of-year cleanup.
- Your income comes through bank deposits, checks, Stripe, Venmo, Zelle, Cash App, or other payment tools.
- You want to know what’s actually left after payroll, supplies, gas, insurance, software, and owner draws.
- You want clean monthly reports without learning accounting software.
- You’re not sure what to set aside for sales tax, or whether it’s being tracked correctly.
Whether you’re a solo owner doing $150K or running a $3M business, we have a tier for you. Full pricing by revenue level is on our pricing page.
What we will handle for you every month.
We take the bookkeeping off your plate and keep it organized in Xero.
- Bank and credit card reconciliation.
- Transaction categorization.
- Monthly Profit & Loss report.
- Clean books your tax preparer can actually use.
- Year-end CPA handoff.
- Questions flagged before they turn into a bigger mess.
- A clear explanation of your numbers in plain English.
- Sales tax support available if your business collects sales tax.
The goal is simple: you should know where the money went, whether the business made money, and what needs attention.
Made for how owner-led businesses actually get paid and spend money.
Bookkeeping gets messy fast. You have money coming in from different places, expenses going out all over, and an owner trying to run the business from whatever is in the bank account.
How it works.
You get a simple bookkeeping process from the start: connect your accounts, understand what needs to be cleaned up, then move into a steady monthly rhythm.
- 01Intro call— You’ll get a chance to ask questions, talk through what you need, and see whether Let’s Ledger is the right fit for your business.
- 02Account setup— You’ll connect your business bank accounts, credit cards, Xero file, and any payment tools needed to keep your books organized.
- 03Starting review— You’ll know where your books stand, what’s missing, and whether any cleanup work is needed before monthly bookkeeping begins.
- 04Reconcile and review— Your transactions are categorized, accounts are reconciled, and anything unclear, duplicated, missing, or out of place is reviewed.
- 05Questions flagged early— If something needs clarification, you’ll get a clear question before it turns into a bigger mess. If you don’t have the answer right away, we’ll keep the month moving and update the books when you reply.
- 06Monthly reports— You’ll receive clean books and a monthly Profit & Loss report by the 15th of the following month.
Early-client pricing.
You can get started with waived setup, your first month free, and lower early-client pricing while we keep the first client group small.
Pricing depends on your business size, transaction volume, and whether your books need cleanup first. The Pricing page explains the starting price, early-client offer, and how monthly pricing changes as your business grows.
- Setup fee waived
- First month free
- Xero included
- No long-term contract
- Lower early-client pricing while spots are limited
A dedicated bookkeeping contact, backed by a clear process.
Our accounting tools.
We use Xero as the bookkeeping home base so your monthly process stays clean and consistent.
We can usually work with most business banks, credit cards, payroll providers, payment tools, and scheduling systems.
What we’re a fit for — and what we’re not.
We’re built for owner-led businesses that want clean monthly books, clear reports, and a simple cash-basis bookkeeping process.
We can help clean up messy books, but the monthly process works best when the business is set up to stay clean going forward.
We’re usually a good fit if:
- Business accounts— you use dedicated business bank and credit card accounts.
- Cash-basis books— you want simple monthly bookkeeping based on money in and money out.
- Tax-ready reports— you want clean books your tax preparer can actually use.
- Simple monthly process— you want bookkeeping kept organized, consistent, and easy to follow.
- Sales tax filing— you need help tracking and filing sales tax after taxability has been decided.
We’re probably not the best fit if:
- Ongoing personal spending— you want to keep running personal expenses through the business account.
- Income tax filing— you need income tax preparation or filing done directly by us.
- Payroll, HR, or legal— you need payroll processing, HR support, legal advice, or employment compliance help.
- Sales tax advisory— you need legal sales tax advice, voluntary disclosure guidance, or final taxability decisions made for you.
- Formal assurance work— you need an audit, review, attestation, bank confirmation letter, or formal CPA assurance work.
Security & your data.
- Read-only access — we connect through Xero’s bank feeds. We can see transactions. We cannot move, transfer, or touch your money.
- No shared passwords — you connect accounts through Xero or secure bank-feed providers. We don’t ask you to send us your bank password.
- Your data stays yours — if you ever leave, we export everything and hand it to you or your next bookkeeper.
Common questions.
Do you do my taxes?
No. We don’t prepare or file income tax returns in-house. We keep your books clean so your CPA or tax preparer has organized records to work from, which can reduce year-end cleanup work and back-and-forth. We can work with your current CPA or refer you to an independent tax firm we trust. They’re separate businesses — you hire them directly.
Can I use QuickBooks?
We do not work with QuickBooks at this time at the early-client rate. If you’re currently on QuickBooks and we’re a fit, we’ll help move the bookkeeping setup into Xero during onboarding.
What if my books have never been done?
That’s common, and it’s okay. Many businesses start with a spreadsheet, a shoebox, or nothing organized yet. You don’t need to pre-clean anything before reaching out.
Here’s what starting from zero actually looks like:
We connect to your bank and card feeds on day one. From there, we pull and categorize your current-year transactions at no charge. You don’t need to pre-sort or organize everything before reaching out. We review the transactions first, then ask questions only where we need clarification.
Prior-year catch-up can be added as a separate flat-fee project. Catch-up work can run separately from your current month’s books so you’re not waiting on the prior year to start the monthly process.
What if I have personal and business expenses mixed together?
Very common. Step one is getting you a separate business bank account (we’ll help). We’re OK with occasional personal transactions on your business accounts. But long-term, clean monthly bookkeeping depends on using dedicated business accounts and keeping business and personal activity separate. If you can’t get there within 3 months, this service may not be the right fit — but we’ll work with you to try.
How do I know you're doing a good job?
You don’t have to take our word for it — here’s what’s visible to you at every step.
Every month:You get a Profit & Loss report by the 15th. Consistent delivery is one quality signal, and we’ll tell you if something is blocking the monthly close.
Anytime: You have access to Xero, so your categorized transactions, reconciled accounts, and reports are available to review.
Month one:We record a personalized Loom walkthrough of your first set of books — what the numbers mean, anything we flagged, and how to read your Profit & Loss report going forward. You’ll see the work, not just receive a number.
Built in: Your books are reviewed before delivery using the same monthly process each time. The goal is to catch unclear items, review the work, and deliver reports you can actually use.
At year-end: We keep your books clean so your CPA or tax preparer has organized records to work from, which can reduce year-end cleanup work and back-and-forth.
If something ever looks off to you, email us. We’ll walk through it.
What if I have questions during the month?
We typically respond to bookkeeping questions the same or next business day. If something is easier to talk through, we’ll schedule a quick call.
What if I don't respond to your questions?
We’ll follow up, but we won’t hold up your books. If we can’t resolve a transaction, we’ll close the month using our best judgment and mark the item for review. Your books will still be delivered on time, and we’ll update those items when you respond.
I have a lot of credit cards — is that a problem?
Your base price covers up to 4 bank or credit card accounts total. Each additional account is $25/month.
My bank is a small community bank or credit union — is that OK?
As a secondary account, yes. As your main operating account, there is a $50/month surcharge per account because some smaller institutions create extra manual work when bank feeds are unreliable. We may recommend opening a main account at a larger bank or online business bank if it makes bookkeeping smoother.